What counts as billable hours?

Hours you can actually invoice. Admin, sales and learning are usually not billable.

Does this include tax?

No. It covers income and business expenses before personal tax.

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What should
you charge?

Start from the income you need, add business expenses, divide by the hours you can actually bill.

Target annual income Business expenses / year Billable hours / week Tax reserve % Weeks / year

$0Hourly rate

$0Day rate (8h)

$0Weekly target

$0Revenue needed

$0Tax set-aside

$0Take-home target

Edit values and click Calculate.

How it works

Revenue needed = target income + business expenses. Hourly rate = revenue needed ÷ (billable hours × weeks). Day rate = hourly × 8. It is gross, before personal tax and pension contributions.

Why billable hours are lower than working hours

A 40-hour week is rarely 40 billable hours. Admin, proposals, invoicing, sales and learning are unpaid. Many freelancers bill 20–30 hours a week; use your real number, not the ideal one.

Invoice generator Service agreement Free paperwork pack (ZIP)

No login, no upload. Estimate only.

What shouldyou charge?

How it works

Why billable hours are lower than working hours

What should
you charge?